Welcome to Miushuaia AG ("Company," "we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of our services, including the VVBusiness (VVB) platform, VVRamp on-ramp and off-ramp services, and the Merchant Center dashboard (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, you may not use our Services.

1 Acceptance of Terms

By accessing or using our Services, you confirm that you have read, understood and agree to these Terms. Our Privacy Policy at https://vvbusiness.io/policies/privacy-policy explains how personal data is processed. Acknowledging that notice does not constitute consent to processing for which separate consent is required.

These Terms constitute a legally binding agreement between you ("User", "you" or "your") and Miushuaia AG, a company incorporated under Swiss law, with UID CHE-379.966.803 and registered office at Gubelstrasse 11, 6300 Zug, Switzerland.

2 Eligibility

To access and use our Services, you must:

• be at least 18 years old;
• be a legal entity (merchant) completing our onboarding procedure, including Know Your Business (KYB) verification;
• comply with all applicable laws and regulatory requirements in your jurisdiction;
• complete identity verification (KYC/KYB) in accordance with Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) regulations, as outlined in Section 5.

We reserve the right to refuse or restrict service where eligibility criteria are not met.

Services are available only to registered legal entities that satisfy our existing onboarding, jurisdictional, sanctions and risk requirements. Availability depends on the customer, the service and the applicable restrictions. Nothing on this Website grants access to a service in a jurisdiction where it is not lawfully available.

3 Services Description

We provide crypto-asset related services through the VVBusiness platform, enabling merchants to manage crypto and fiat payments securely.

3.1 On Ramp Services

Allows you to purchase crypto-assets using fiat currency via VVRamp.

Transaction limits and processing times may vary based on KYB verification results, risk assessment, and regulatory requirements.

Applicable fees are disclosed in the Pricing Policy and Merchant Agreement.

3.2 Off Ramp Services

Allows you to sell crypto-assets and receive fiat currency via VVRamp.

Transaction limits, processing times, and fees are subject to verification, risk assessment, and applicable regulations.

3.3 VVB Custodial Wallet

Provides custodial storage of crypto-assets accessible via the Merchant Center dashboard. Wallet functionality is subject to compliance, security, and operational controls.

3.4 Merchant Center Dashboard

Provides tools for transaction monitoring, account management, reporting, and user administration. Access may be temporarily limited due to maintenance or security reasons.

3.5 Account Security and API Credentials

You are responsible for safeguarding all credentials within your control, including account passwords, API keys and secrets, access tokens, authentication devices, recovery codes, and private keys or recovery phrases for external wallets that you control ("Credentials"). You must keep Credentials confidential, maintain secure backups where appropriate, and take reasonable measures to prevent loss, disclosure and unauthorised use.

• Store API secrets securely. Do not expose them in public repositories, client-side code, URLs, screenshots, unsecured logs or messages, or share them with persons who do not need authorised access.
• Restrict access to authorised personnel and service providers, grant only the permissions required, and promptly remove access when a role, engagement or authority ends. You are responsible for their use of access you grant and for managing their permissions.
• Protect the devices, email accounts, connected wallets, systems and integrations you use. Use the security controls available for the relevant Service, including multi-factor authentication, permission restrictions and key rotation where provided, and follow our notified security instructions.

Notify support@vvbusiness.io without undue delay if Credentials are lost, disclosed or suspected to be compromised, or if you identify unauthorised access or transactions. Use available controls to revoke or disable affected access promptly and cooperate with verification and incident investigation. Do not send passwords, API secrets or wallet recovery phrases in a support message. We may require verification before restoring access or changing Credentials; immediate recovery cannot be guaranteed.

Subject to Section 6, you bear losses to the extent caused by your loss or disclosure of Credentials, your failure to meet the security duties above, or misuse by persons to whom you granted access. We are not required to reimburse losses attributable to those matters merely because a transaction used the Services. This allocation does not transfer responsibility for private keys that the Company holds as custodian to you.

We may rely on instructions that pass the agreed authentication and authorisation checks, acting with the care required by law and the applicable agreement. Successful authentication alone is not conclusive proof that you authorised a disputed transaction. Once notified of suspected compromise, we will take reasonable protective steps within a reasonable time, subject to verification and legal requirements. Notice cannot reverse a transaction already irrevocably executed.

3.6 Funds and Transaction Instructions

You are responsible for deciding whether a transaction is suitable for your business, for the lawful source and use of funds you submit, and for having the ownership or authority required to instruct us. You must manage your own liquidity, external bank accounts and external wallets, and must not use the Services for undisclosed third parties or prohibited activities.

Before submitting an instruction, verify the recipient, wallet or bank account details, asset, blockchain network, amount, any required memo or tag, and the applicable fees and quote terms. You bear losses to the extent caused by incorrect, incomplete, duplicate or unauthorised instructions attributable to you. Transfers to an incorrect address, unsupported asset or network, or wrong recipient may be irrecoverable. We do not guarantee that we can cancel, recover or reverse a transaction after execution. Any recovery assistance is subject to technical feasibility, applicable law and any costs agreed with you in advance.

You are responsible for your integration code, request handling and internal records. Follow the applicable API documentation, check transaction status before resubmitting a request, and use duplicate-prevention controls where supported. A timeout, missing callback or connectivity failure does not by itself establish that a transaction failed. Review account activity regularly and promptly report discrepancies; a delay affects a claim only to the extent permitted by law, including loss that reasonable mitigation could have prevented.

You remain responsible for your underlying goods or services, customer contracts, refunds, tax reporting, licences and compliance obligations. Our processing of a payment does not certify the recipient, your counterparty or the underlying transaction, and does not make us responsible for disputes concerning your goods or services. This does not alter any express payment or refund obligations we have under the Merchant Agreement.

4 Regulatory Framework

Our Services are provided by Miushuaia AG under the applicable Swiss legal framework, including anti-money laundering, counter-terrorist financing and sanctions requirements. Mandatory rules in other relevant jurisdictions continue to apply where applicable.

Miushuaia AG is a member of VQF, a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority FINMA, under membership number 101240. VQF supervises compliance with the Swiss Anti-Money Laundering Act.

5 AML CTF and Compliance

We apply AML/CTF, sanctions screening and transaction monitoring measures in accordance with applicable law, including enhanced due diligence where required. Where the applicable reporting conditions are met, suspicious activity is reported to the Money Laundering Reporting Office Switzerland (MROS) or another competent authority as required by law.

Crypto-asset transfers may be subject to data sharing obligations under applicable Travel Rule requirements. Failure to provide required information may result in delayed, rejected, or blocked transactions.

5.1 Accuracy and Ongoing Cooperation

You must provide complete, accurate, authentic and current KYC/KYB and transaction information, including information about your business, ownership and control, beneficial owners, authorised representatives, source of funds or wealth where requested, transaction purpose, and required originator or beneficiary details. You are responsible for information submitted by you or on your behalf and must not submit forged, altered, misleading or unlawfully obtained documents.

Promptly correct errors and notify us of material changes. Respond to reasonable verification and supporting-document requests within the period stated in the request, or promptly explain any difficulty. Where law or an authority requires a deadline, that deadline applies. You must have a lawful basis to provide personal data and give any notices or obtain any authorisations required from the relevant individuals.

5.2 Consequences of Missing or Incorrect Information

If required information is missing, inconsistent, inaccurate or not adequately supported, or you refuse to cooperate, we may decline onboarding, request further evidence, delay or reject transactions, restrict access, or suspend or terminate the Services to the extent reasonably necessary or legally required. We are not obliged to process a transaction before required checks have been completed. Checks may also be repeated after onboarding.

Subject to Section 6, you bear losses, delays and reasonable documented costs to the extent caused by your failure to meet these obligations. We are not liable for loss attributable to such failure where our response is lawful and reasonable. No automatic penalty, confiscation of assets or new fee is created by this clause; any charge must have an applicable contractual or legal basis.

5.3 Our Compliance Obligations

Your obligations do not replace our own duties to assess and verify information, monitor transactions, protect personal data or make required reports. We may not disclose reasons or supporting information where disclosure is prohibited by law or would prejudice a lawful investigation. Restrictions on assets, and any subsequent release or return, remain subject to applicable law and Section 7.

5.4 Suspicious or Illicit Digital Asset Deposits

5.4.1 Prohibited Assets and Customer Assurances

You must not deposit, arrange the deposit of, or knowingly permit the use of digital assets derived from fraud, theft, ransomware, money laundering, terrorist financing or other criminal activity, or assets whose receipt, holding or transfer would breach applicable sanctions or other law. For deposits initiated or arranged by you or persons acting on your behalf, you represent that the assets are from lawful sources and that you have lawful ownership or authority to transfer them. You must not conceal their origin, beneficial ownership or transaction purpose, or use the Services to evade screening or restrictions.

5.4.2 Receipt and Compliance Review

A blockchain confirmation, receipt at a deposit address, account balance display or earlier processing does not by itself establish that an asset has passed all compliance checks, that its source is lawful, or that it is unconditionally available for conversion, settlement or withdrawal. We may review a deposit when received or when relevant information later becomes available. Receipt of an unsupported asset does not make that asset or its network supported.

Where there are reasonable grounds for concern, we may require transaction hashes, source-wallet and counterparty information, evidence of ownership or authority, source-of-funds records, contracts, invoices and other relevant supporting documents. You must provide accurate information and cooperate promptly under Section 5.1. Screening scores, address labels and transaction links are indicators for assessment and are not, by themselves, conclusive proof of criminal origin.

To the extent legally permitted and reasonably necessary, we may decline processing or temporarily restrict conversion, settlement, transfer or withdrawal of affected assets while conducting the review. Broader account restrictions require a separate reasonable basis or a legal requirement. Restrictions will be proportionate, reviewed without undue delay and lifted when their lawful basis no longer exists. Any statutory requirement to execute, trace or freeze transactions, or any binding authority order, takes precedence over these contractual review rights. We will make required reports and disclosures, subject to applicable confidentiality and notification restrictions.

5.4.3 Return or Release of Affected Assets

We do not promise immediate release, a refund, or return to the originating address. Any return or transfer is subject to applicable law, binding orders, verification of the lawful recipient and destination, and technical feasibility. We will not send assets to an alternative address merely to circumvent a restriction. A suspicion, risk score or failure to supply documents does not itself transfer ownership to the Company or authorise confiscation. Assets will be dealt with under Section 7 once any lawful restrictions permit.

An asset issuer or competent authority may impose restrictions beyond our control. We do not guarantee that such restrictions can be reversed, or undertake to replace affected assets from our own funds solely because they were received through the Services. This does not excuse any breach of our own obligations or limit liability preserved by Section 6.1.

5.4.4 Customer Liability and Costs

Subject to Section 6.1, you are responsible for reasonable, documented losses and necessary external investigation or recovery costs directly caused by your breach of this Section, fraud, unlawful conduct or materially false information. Third-party claims are governed by Section 6.4, including its notice, defence and settlement protections. Liability is reduced to reflect any loss attributable to our own breach, negligence or misconduct. No automatic penalty, non-transferable regulatory fine, charge for routine compliance checks or double recovery is imposed, and this Section does not itself authorise deduction of disputed amounts from client assets.

5.4.5 Unsolicited Third Party Transfers

If an unexpected or unsolicited transfer reaches an address associated with your account, notify us promptly upon becoming aware of it and cooperate with the review. Do not knowingly use or move the affected assets to defeat that review. A transfer that you did not initiate, arrange or knowingly permit does not, without further evidence, establish a breach by you or make you automatically liable for the sender's conduct. Lawful review and restrictions may nevertheless apply to the affected assets.

6 Limitation of Liability

6.1 Mandatory Liability and Custody Obligations

Nothing in these Terms excludes or limits liability for fraud, wilful misconduct or gross negligence of the Company or persons for whose conduct it is legally responsible, or any other liability that cannot lawfully be excluded or limited. Every exclusion, cap and allocation of risk in these Terms is subject to this paragraph and applicable mandatory law. Our obligations concerning custody, safeguarding and lawful return of client assets, security, verification and data protection remain applicable.

6.2 Customer and External Events

Subject to Section 6.1, we are not liable to the extent a loss is caused by your breach of these Terms, negligence or misuse, including the Credential, account, instruction and KYC/KYB matters described above, rather than a breach of our own obligations.

We do not guarantee uninterrupted access, a particular market value, profitability, liquidity or recovery of an asset. To the extent beyond our reasonable control and not caused or aggravated by a breach of our obligations, we are not liable for losses resulting from blockchain congestion or failures, asset issuer actions or depegging, disruptions of external banks or networks, legal changes or binding authority orders, or force majeure events such as natural disasters or widespread infrastructure outages. We must take reasonable steps to mitigate the impact. This clause does not provide a blanket exclusion for our systems, our selection or supervision of service providers, or persons for whose conduct we are legally responsible.

6.3 Excluded Losses and Aggregate Cap

Subject to Section 6.1 and any expressly agreed liability provisions in the Merchant Agreement, we are not liable for indirect or consequential losses, or loss of anticipated profits, business opportunities or goodwill arising out of the Services, to the extent that such exclusions are permitted by law.

Subject to the same qualifications, our aggregate liability for damages arising out of or in connection with the Services is limited to the fees you paid to the Company for the Services during the twelve (12) months immediately preceding the first event giving rise to the relevant claim or related claims. Client asset balances and transaction principal are not fees. This cap does not reduce your ownership rights in client assets or our obligation to account for and return assets we hold for you when lawfully due.

6.4 Customer Indemnity for Third Party Claims

To the extent permitted by law, you must indemnify the Company for reasonable, documented losses and external legal costs arising from third-party claims to the extent directly caused by your breach of these Terms, fraud, unlawful conduct, infringement of third-party rights, or materially false information supplied by you or on your behalf. The indemnity does not cover losses attributable to our own breach, negligence or misconduct, non-transferable regulatory fines or penalties, or double recovery of the same loss.

We will notify you of such a claim without undue delay, allow reasonable participation in its defence and take reasonable steps to mitigate loss. We will not agree a settlement requiring your payment or admission of liability without your prior written consent, which must not be unreasonably withheld. If both parties contributed to a loss, responsibility is allocated according to their respective contribution and applicable law.

7 Suspension and Termination

We may suspend or terminate access where required by law or where reasonably necessary to address a material breach, suspected fraud, compromised Credentials, security risks, missing KYC/KYB information, or AML/CTF or sanctions concerns. Restrictions must be proportionate to the reason and will be reviewed as circumstances change. We will give notice and, where appropriate and lawful, an opportunity to remedy the issue, but may act immediately where delay creates a security or compliance risk.

You may request termination by contacting support@vvbusiness.io, subject to settlement of outstanding obligations. Suspension or termination does not by itself forfeit your assets. Subject to lawful freezes, binding orders and required verification, we will arrange the lawful return or transfer of remaining assets in accordance with the applicable agreement. A restriction must not continue merely as a penalty for failure to cooperate.

Subject to Section 6, we are not liable for losses attributable to a lawful and reasonable restriction caused by your breach or failure to cooperate. Fees already properly incurred and liabilities arising before termination remain payable. We may retain records as required by law; account closure does not require immediate deletion of compliance records.

8 Intellectual Property

All intellectual property related to the Services is owned by Miushuaia AG or the relevant rights holders and is used under applicable licences or authorisations. No rights are granted except as expressly stated.

9 Governing Law and Jurisdiction

These Terms are governed by the substantive laws of Switzerland. Disputes arising from or in connection with these Terms are subject to the exclusive jurisdiction of the competent courts in Zug, Switzerland, subject to any mandatory law providing otherwise.

10 Changes to Terms

We may update these Terms to reflect legal or operational changes. Material changes will be communicated in advance where required by law.

11 Contact

For questions or support, contact us at:

• Email: support@vvbusiness.io
• Website: vvbusiness.io

12 Miscellaneous

These Terms, together with the Merchant Agreement, Privacy Policy, Cookie Policy, and related policies, constitute the entire agreement between you and the Company. If any provision is held invalid, the remaining provisions remain in force.

These Terms apply to Services contracted with Miushuaia AG from their effective date. Publication of these Terms does not by itself transfer an existing agreement, balance, asset or liability from another entity. Any such transfer is governed by the applicable agreement and any required notice or consent.

This Privacy Policy explains how VVBusiness, operated by Miushuaia AG (UID CHE-379.966.803) (the "Company", "we", "us"), collects, uses, stores, and shares personal data when you access or use the website vvbusiness.io and related services (the "Services").

We process personal data in accordance with the Swiss Federal Act on Data Protection (FADP) and its implementing ordinance, and other applicable data protection laws. The EU General Data Protection Regulation (GDPR) applies to processing within its scope; references to GDPR legal bases and rights in this Policy apply only to that processing.

1 Data Controller

The data controller responsible for your personal data is:

Miushuaia AG
UID: CHE-379.966.803
Registered address: Gubelstrasse 11, 6300 Zug, Switzerland
Email: privacy@vvbusiness.io

2 Scope of This Policy

Services are available only to registered legal entities that satisfy our existing onboarding, jurisdictional, sanctions and risk requirements. Availability depends on the customer, the service and the applicable restrictions. Nothing on this Website grants access to a service in a jurisdiction where it is not lawfully available. This Policy applies to:

• representatives, directors, and beneficial owners of business customers
• Users interacting with the Website
• individuals contacting us for support or compliance-related purposes

VVBusiness does not provide services to retail customers.

We obtain personal data from you, the business you represent, authorised representatives, public registers and relevant verification, screening and service providers. Where records are lawfully received from a previous operator, we provide any additional information required by applicable law. This Policy does not by itself authorise that transfer.

3 Personal Data We Collect

a Web3 Authentication and Website Use

VVBusiness uses Web3-based authentication. We do not collect passwords or private keys.

Data processed may include:

• public wallet address
• IP address
• browser and device information
• session identifiers
• login timestamps

Where the GDPR applies: contractual necessity under Article 6(1)(b) where you are personally party to the relevant contract; otherwise our legitimate interests under Article 6(1)(f) in operating secure business customer services and authenticating authorised representatives, subject to the required balancing assessment. The data is necessary to access the Services.

b Business Customer Due Diligence and AML Compliance

To comply with AML, sanctions, and counter-terrorist financing obligations, we process personal data of:

• company directors and representatives
• ultimate beneficial owners (UBOs)
• authorized signatories

Data may include:

• name, date and place of birth
• nationality and citizenship
• residential address
• identification document details
• ownership and control information
• sanctions and PEP screening results
• transaction-related data

Where the GDPR applies: Article 6(1)(c) where the obligation is grounded in applicable Union or Member State law; otherwise Article 6(1)(f), where available and following the required assessment, for proportionate compliance with Swiss AML and sanctions obligations. Special-category or criminal-offence data requires an additional applicable condition. The information is required for the relevant due diligence checks.

c Transaction and Operational Data

When providing crypto-asset related services, we process:

• transaction hashes and timestamps
• wallet addresses involved in transactions
• transaction amounts and crypto-asset types
• risk and compliance indicators

Where the GDPR applies: contractual necessity where the individual is party to the relevant contract; applicable legal obligations; and legitimate interests in executing, recording and securing business transactions, subject to the required assessments. The information is necessary for the relevant Services.

d Customer Support and Communications

When you contact us, we process:

• email address
• content of communications
• attachments you provide
• correspondence history

Where the GDPR applies: legitimate interests under Article 6(1)(f) in responding to enquiries and resolving issues, subject to balancing, or consent under Article 6(1)(a) where required. Contacting support is optional, although information may be necessary to resolve your request.

4 Cookies and Similar Technologies

VVBusiness uses cookies and similar technologies as described in our Cookie Policy. Cookies are used for security, Web3 session management, and website performance. We do not use cookies to access crypto wallets or private keys.

5 How We Use Personal Data

We process personal data to:

• provide and operate the Services
• perform customer due diligence and risk assessments
• monitor transactions and prevent fraud
• comply with legal and regulatory obligations
• ensure platform security and integrity
• respond to inquiries and support requests

6 Sharing of Personal Data

We may share personal data with:

• AML, sanctions screening, and blockchain analytics providers
• IT and cloud service providers
• auditors, legal advisors, and consultants

VQF, MROS and other competent regulatory, law enforcement or judicial authorities, where disclosure is required or otherwise permitted by applicable law

Personal data is shared strictly on a need-to-know basis and subject to contractual and legal safeguards.

7 International Data Transfers

Personal data may be processed in Switzerland and in the foreign countries identified below. Disclosures abroad are made in accordance with Articles 16 and 17 FADP and, where applicable, GDPR transfer requirements. We assess whether the destination has an adequate level of protection and, where necessary, use recognised contractual safeguards with required adaptations and supplementary measures, or an applicable statutory exception.

You may contact privacy@vvbusiness.io for information about the relevant safeguards and, where applicable, a copy, subject to lawful redactions.

8 Data Retention

We retain personal data only for as long as necessary for the purposes described above:

• AML records: Documents required under the Swiss Anti-Money Laundering Act are retained for ten years after termination of the business relationship or completion of the transaction, as applicable. Records may be retained for longer where required by law, a binding order or the establishment, exercise or defence of legal claims. Other personal data is retained only for as long as necessary for its purpose.
• Website and technical logs: retained for limited periods unless required for security or legal purposes
• Support communications: retained as necessary to resolve inquiries and meet legal obligations

Records relating to services previously provided by another entity are handled according to the applicable retention obligations and any lawful transfer arrangements. Public blockchain records may remain publicly accessible and cannot generally be altered or erased by us.

9 Your Rights

Subject to applicable law, you have the right to:

• access your personal data
• request rectification or erasure
• restrict or object to processing
• request data portability
• withdraw consent where processing is based on consent
• lodge a complaint with a supervisory authority
• Requests can be submitted to privacy@vvbusiness.io

You may raise a data protection concern with the Federal Data Protection and Information Commissioner (FDPIC), Switzerland, at https://www.edoeb.admin.ch/en. Where the GDPR or another applicable law gives you the right to complain to another supervisory authority, that right is unaffected.

10 Automated Decision Making

VVBusiness does not make decisions based solely on automated processing that produce legal effects concerning individuals.

11 Changes to This Policy

We may update this Privacy Policy from time to time. The latest version will always be published on vvbusiness.io , with the effective date clearly indicated.

12 Contact Us

For questions about this Privacy Policy or our data processing practices, contact us at:

privacy@vvbusiness.io

This website vvbusiness.io (the "Website") is operated by:

Miushuaia AG
UID: CHE-379.966.803
Registered address: Gubelstrasse 11, 6300 Zug, Switzerland
Email: support@vvbusiness.io

Information Purpose

The information provided on this Website is for general informational purposes only. Accessing or browsing this Website does not create a contractual relationship between you and Miushuaia AG.

Any contractual relationship is governed exclusively by the applicable Terms of Service , Merchant Agreement , and related policies, which must be accepted separately as part of the onboarding process.

Services and Onboarding

VVBusiness services are provided solely to business customers (legal entities) subject to successful onboarding, including AML/KYC/KYB verification under applicable Swiss law and other mandatory requirements.

Due to regulatory, risk, and compliance requirements, Miushuaia AG does not guarantee that all applicants will be onboarded or accepted as customers.

Regulatory and Compliance Notice

Miushuaia AG is a member of VQF, a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority FINMA, under membership number 101240. VQF supervises compliance with the Swiss Anti-Money Laundering Act.

Nothing on this Website constitutes legal, financial, or investment advice.

Intellectual Property and Copyright

Content on this Website, including text, logos, trademarks, graphics, images, diagrams, software and layout, belongs to Miushuaia AG or the relevant rights holders and is used under applicable licences or authorisations. It is protected by applicable intellectual property laws.

No content may be copied, reproduced, distributed, modified, or used for commercial or non-commercial purposes without prior written consent, unless permitted by law.

Disclaimer of Liability

While we make reasonable efforts to ensure the accuracy of the information on this Website, Miushuaia AG makes no representations or warranties that the content is accurate, complete, current, or free of errors.

We shall not be liable for any direct or indirect damages arising from the use of, or reliance on, the information provided on this Website.

External Links

This Website may contain links to third-party websites. Miushuaia AG has no control over and assumes no responsibility for the content of external websites. The operators of such websites are solely responsible for their content.

Language

In the event of any discrepancy between the English version of this Website and any translation, the English version shall prevail.

Governing Law

This Legal Notice is governed by Swiss law, subject to applicable mandatory provisions.

Anti Money Laundering AML and Counter Terrorist Financing CTF Policy

Miushuaia AG (UID CHE-379.966.803), operating VVBusiness at vvbusiness.io (the "Company"), applies risk-based measures under the Swiss Anti-Money Laundering Act (AMLA), applicable implementing rules, relevant VQF requirements and applicable sanctions obligations, taking account of relevant FATF standards.

Miushuaia AG is a member of VQF, a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority FINMA, under membership number 101240. VQF supervises compliance with the Swiss Anti-Money Laundering Act.

Services are available only to registered legal entities that satisfy our existing onboarding, jurisdictional, sanctions and risk requirements. Availability depends on the customer, the service and the applicable restrictions. Nothing on this Website grants access to a service in a jurisdiction where it is not lawfully available. We apply a risk-based approach to AML/CTF controls.

Key elements of our AML CTF framework include

Customer Due Diligence (CDD)

Before establishing a business relationship, VVBusiness identifies and verifies its customers, including beneficial owners and authorized representatives. Customer information is obtained directly from the customer and verified using reliable and independent sources. Enhanced Due Diligence is applied where higher ML/TF risks are identified.

Risk Assessment

The Company applies a risk-based approach to assess and manage money laundering and terrorist financing risks. Risk factors include customer profile, business activity, geographic exposure, transaction behavior, and product risk. AML measures are applied proportionately to the identified risk level.

Ongoing Monitoring

VVBusiness conducts continuous monitoring of customer relationships and transactions throughout the business relationship. Transactions are reviewed to ensure they are consistent with the customer's profile, risk level, and declared business activity. Higher-risk customers and transactions are subject to enhanced monitoring.

Sanctions and Wallet Screening

The company screens customers, beneficial owners, and crypto-asset wallets against applicable sanctions lists and uses blockchain analytics tools to identify exposure to illicit activity.

Crypto-asset transfers are subject to applicable originator and beneficiary information requirements. Required information is obtained, verified where required, retained and transmitted securely to eligible counterparties in accordance with applicable law. Missing or inconsistent information may result in delay, review or rejection.

Record Keeping

Documents required under the Swiss Anti-Money Laundering Act are retained for ten years after termination of the business relationship or completion of the transaction, as applicable. Records may be retained for longer where required by law, a binding order or the establishment, exercise or defence of legal claims. Other personal data is retained only for as long as necessary for its purpose.

Reporting and Cooperation with Authorities

Where the applicable reporting conditions are met, the Company reports suspected money laundering or terrorist financing to MROS and cooperates with competent authorities. Applicable confidentiality and restrictions on disclosure to affected persons are observed.

Data Protection

All personal data collected for AML/CTF purposes is processed in accordance with applicable data protection laws and the Company's Privacy Policy.

This AML/CTF Policy summary is provided for informational purposes. Detailed internal procedures are maintained and applied within the Company.

This Cookie Policy explains how VVBusiness , operated by Miushuaia AG (UID CHE-379.966.803), uses cookies and similar technologies ("Cookies") on the website vvbusiness.io (the "Website"). It also explains how you can manage your cookie preferences.

This Cookie Policy should be read together with our Privacy Policy, which provides further information about how we process personal data.

What are cookies

Cookies are small text files consisting of letters and numbers that are stored on your device when you visit a website. Cookies allow a website to recognise your device and store certain information about your preferences or interactions.

Some cookies are session cookies , which expire when you close your browser. Other cookies are persistent cookies , which remain on your device for a defined period or until deleted.

In addition to cookies, we may use similar technologies such as scripts, tags, and local storage, which serve comparable purposes. For simplicity, all such technologies are referred to as "Cookies" in this Policy.

How we use cookies

VVBusiness uses cookies to:

• ensure the Website functions securely and correctly
• enable Web3-based authentication and session management
• analyse Website usage and performance
• remember user preferences
• comply with legal and regulatory requirements

VVBusiness does not use cookies to access your crypto wallet, private keys, or sign transactions. Wallet connections are handled through third-party Web3 providers and remain fully under the user's control.

Types of cookies we use

Strictly Necessary Cookies

These cookies are essential for the operation and security of the Website. They enable core functionality such as:

• secure Web3 session handling
• fraud prevention and security controls
• cookie consent management

Strictly necessary cookies cannot be disabled through the cookie banner, as the Website would not function properly without them.

Performance and Statistical Cookies

These cookies collect aggregated and anonymised information about how visitors use the Website. They help us understand traffic patterns, page usage, and technical performance so we can improve the Website. These cookies do not directly identify individual users.

Functional Cookies

These cookies allow the Website to remember user preferences and settings, such as language selection or previously accepted options, to improve the user experience. Disabling these cookies may result in reduced functionality.

Marketing Cookies

VVBusiness does not use marketing or advertising cookies for behavioural advertising purposes. If this changes in the future, this Policy will be updated and consent will be obtained where required by law.

Third party cookies

Some cookies may be placed by third-party service providers that support the operation, security, or analytics of the Website. These third parties may process data in accordance with their own privacy and cookie policies.

VVBusiness does not control third-party cookies, and users are encouraged to review the relevant third-party policies for further information.

Managing cookie preferences

You can manage your cookie preferences at any time using the cookie banner available on the Website. You may accept or reject non-essential cookies and withdraw your consent at any time.

You can also control or delete cookies through your browser settings. Please note that blocking or deleting certain cookies may affect the functionality of the Website.

Information on managing cookies in popular browsers is available at:

• https://www.allaboutcookies.org
• https://www.aboutcookies.org
• Links to external websites

The Website may contain links to third-party websites. VVBusiness is not responsible for the content of such websites or the cookies they may use. Please refer to the respective privacy and cookie policies of those third parties.

Changes to this Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or legal requirements. When updates are made, the "Effective date" will be revised and the updated version will be published on the Website.

Contact us

If you have questions or concerns regarding our use of cookies, please contact us at:

support@vvbusiness.io

At Miushuaia AG ("we", "us"), we aim to provide reliable, high-quality services through VVBusiness . If something goes wrong, you can submit a complaint and we will handle it fairly, transparently, and as quickly as possible.

1 What is a complaint

A complaint is any expression of dissatisfaction relating to our Services, including (for example):

• issues related to fiat-to-crypto or crypto-to-fiat transactions;
• delays, errors, or discrepancies in transactions;
• problems with account access, verification, or security;
• concerns about fees, pricing, or exchange rates;
• dissatisfaction with customer support or communication;
• allegations of misconduct or non-compliance with applicable legal or regulatory requirements.

2 How to submit a complaint

You can submit a complaint through the following channels:

• Email: support@vvbusiness.io
• Online form (Help Center): https://vvbusiness.io/help-center

To help us investigate efficiently, please include:

• your full name and contact details;
• your company name and (if applicable) account ID / reference number;
• a clear description of the issue (including relevant dates, times, and transaction details);
• supporting documents (screenshots, transaction records, correspondence);
• your preferred resolution or outcome.

3 How we handle complaints

Step 1: Acknowledgement

We will acknowledge receipt of your complaint within 1 business day (usually by email) and provide a reference number.

Step 2: Assessment and Investigation

Your complaint will be assigned to an appropriate person/team for review. We may request additional information if needed. We will review relevant records, communications, and transaction details.

Step 3: Response and Resolution

We aim to provide a final response within 15 business days from acknowledgement. If the investigation is more complex and needs additional time, we will inform you of the delay and provide an update, and we will issue a final response no later than 35 business days , unless a longer period is required due to exceptional circumstances.

If the complaint is upheld, corrective actions may include (where applicable):

• correcting transaction errors or operational issues;
• refunding fees where an error is confirmed;
• implementing measures to prevent similar issues in the future.

If the complaint is not upheld, we will explain the reasons clearly.

4 Escalation

If you are not satisfied with our final response, you may pursue remedies available under the applicable contract and Swiss law, subject to other mandatory rules. Concerns relating to compliance with AML obligations may be raised with VQF through its published contact channels at https://www.vqf.ch/en. VQF supervision does not itself provide a court judgment or an award of compensation for a contractual dispute.

5 Contact

All complaints and complaint-related communication should be sent to:

support@vvbusiness.io

Miushuaia AG provides crypto-asset related services to business customers only. Crypto-assets involve significant risks and may not be suitable for all users. This warning describes risks relevant to the Services under the applicable legal framework.

Nothing on this website or within our services constitutes investment, financial, legal, or tax advice. You are solely responsible for assessing whether the use of crypto-assets and related services is appropriate for your business. Where necessary, you should seek independent professional advice.

Volatility Risk

Crypto-assets are subject to high price volatility. Their value may change rapidly and unpredictably due to market conditions, regulatory developments, technological changes, or other external factors. Significant losses may occur over short periods of time.

Market and Liquidity Risk

Crypto-asset markets may experience low liquidity, market fragmentation, or abnormal trading conditions. This can result in:

• difficulty executing transactions at expected prices;
• wide bid-ask spreads;
• delays or inability to exit positions under certain conditions.

Regulatory Risk

The regulatory framework for crypto-assets is evolving and may differ across jurisdictions. Changes in laws, regulations, or supervisory practices may affect the availability, legality, or conditions of crypto-asset services and may result in restrictions, additional compliance obligations, or service limitations.

Technology and Security Risk

Crypto-assets rely on blockchain and related technologies, which may be subject to:

• software bugs or vulnerabilities;
• network congestion or failures;
• cyberattacks, hacking, or other security incidents;
• irreversible transactions once broadcast to the network.

Loss of private keys, incorrect transaction details, or other user errors may result in permanent loss of crypto-assets.

Operational and Third Party Risk

The provision of crypto-asset services involves operational risks, including system failures, human error, and reliance on third-party service providers such as payment processors, infrastructure providers, or blockchain networks. These risks may lead to service disruptions or delays.

Legal and Compliance Risk

The legal status and treatment of crypto-assets may be uncertain in some jurisdictions. Disputes may arise regarding ownership, transfer, or enforceability of blockchain-based arrangements. Cross-border activities may be subject to conflicting legal requirements.

Tax Risk

Tax treatment of crypto-asset transactions varies by jurisdiction and may change over time. You are responsible for understanding and complying with applicable tax obligations, including reporting and payment requirements.

No Guarantee

While Miushuaia AG applies measures designed to ensure operational reliability and compliance, the use of crypto-assets involves inherent risks. No guarantee can be given that losses will not occur.

Use of the Services constitutes acknowledgment and acceptance of the risks described above.

Purpose and scope

This policy outlines the commitment of Miushuaia AG (hereinafter the Company) to ethical conduct and client well-being. This simplified version applies to all website users and Company's employees, contractors, and leadership.

Understanding Conflicts of Interest

Individual Conflicts of Interest (hereinafter - CoI) arise when there are potential conflicts between an employee's private interests or personal relationships and their professional duties. These can also involve the interests of close family members or principals of the employee, to the extent that the employee is aware of them. Consideration is given to any personal or professional relationships from the past five years to assess whether an individual CoI exists.

The following are examples of potential conflicts, including those specific to our role as a provider of crypto-asset services:

Employee Transactions vs. Client Interests: An employee's personal crypto-asset transactions that could conflict with the interests of our clients, such as trading on non-public information or ahead of client orders.

Conflicts with Third Parties: An employee having a personal financial interest in a crypto project, vendor, or service provider that the Company is engaged with.

Preferential Treatment: Giving preferential service or access to certain clients, projects, or market participants over others, without a justified business reason.

Governance Roles: Conflicts that arise when an employee has a significant role in the governance of a decentralized project that our firm provides services for.

Conflicts with Our Firm: An employee's actions or interests that could be detrimental to the Company's integrity or reputation.

Recognizing and disclosing these potential conflicts ensures that all interactions remain transparent and in alignment with our ethical standards and applicable legal obligations and internal policies. Employees are encouraged to disclose any suspected conflicts to maintain integrity and trust within the organization.

Identification of Conflicts of Interest

The Company has established effective processes and controls to identify, manage, and prevent conflicts of interest. Each employee is responsible for recognizing any potential conflicts in their work and promptly reporting them to their supervisor.

The Company maintains a Conflicts of Interest Register to document all identified conflicts. This register is a key component of our internal governance framework. Any subsidiaries and branches within the scope of this policy are required to manage their local CoI registers and provide extracts and relevant information annually, or upon request, to Group Compliance for centralized oversight.

To ensure the effectiveness of our controls, the CoI Register is regularly updated. Both permanent organizational and individual conflicts are subject to a formal review at least annually.

The annual review of organizational CoI is a critical step. Each business area, department, and subsidiary evaluates their registered conflicts to ensure all potential and existing conflicts are adequately addressed. This review confirms that the measures put in place to manage CoI remain appropriate and effective in addressing conflicts arising from our crypto-asset services and activities, including intragroup interactions.

Materiality of Conflicts of Interest

Each identified conflict of interest (CoI) must be evaluated for materiality, categorizing it as either material or non-material. The assessment of materiality is a crucial step in our risk management process. This evaluation is conducted inherently, based on the potential risk of harm before any preventive or mitigating controls are implemented.

A conflict of interest is considered material when it is not insignificant and could reasonably lead to a probable outcome that would be detrimental to one or more clients, cause financial loss or liability for the Company, or result in significant reputational damage. The assessment of materiality takes into account the nature, scale, and complexity of our crypto-asset services and activities.

If a conflict is classified as material, it is imperative to implement mitigation measures and define corresponding Managing Measures to address the conflict effectively. Where a material conflict cannot be prevented or adequately managed, the Company is obligated to clearly disclose the general nature and sources of the conflict to the affected client. This disclosure will enable the client to make an informed decision on whether to proceed with the service.

The Company's governance body is ultimately responsible for ensuring that all material conflicts are either effectively managed or disclosed to clients.

Managing Measures

For all identified material conflicts of interest (CoI), effective managing measures must be defined, documented, and implemented. These measures are designed to prevent or mitigate conflicts, with preventive measures prioritized as the first line of defense. If a conflict cannot be fully prevented, robust mitigating actions must be employed to minimize its impact.

Preventive Measures aim to eliminate the conflict before it can cause harm. Examples include segregating duties between business functions, establishing internal information barriers, and setting strict rules for personal crypto-asset transactions by employees.

Mitigating Measures aim to reduce the risk of harm once a conflict has been identified. This can include enhanced oversight, mandatory disclosure of the conflict to affected parties, or declining to perform a service if the conflict cannot be managed effectively.

Permanent conflicts require continuous or recurring managing measures that are reviewed at least annually to ensure their ongoing effectiveness. In contrast, non-permanent conflicts can typically be managed with one-time measures tailored to the specific instance.

By establishing and maintaining these managing measures, the Company aims to effectively mitigate the risks associated with conflicts of interest. This proactive approach ensures our compliance with both internal policies and regulatory standards, and it demonstrates our firm's commitment to protecting the best interests of its clients in the crypto-asset market.

Individual Conflicts of Interest Relating to External Engagements

The Company is committed to ensuring that employees' external engagements do not create material conflicts of interest, damage the Company's reputation, or adversely impact employees' work duties and capabilities. To this end, all external engagements require pre-approval from the employee's direct supervisor.

Employees are prohibited from engaging in any external engagements that have not received prior approval, as well as from participating in offshore structures without explicit consent. It is the responsibility of each employee to seek approval from their supervisor for any external engagements before proceeding. Compliance should also be contacted for guidance before granting such approvals.

Any conflicts of interest arising from the roles or positions assigned to employees by the Company will be managed according to the principles governing institutional conflicts of interest. Employees are restricted from holding directorships in publicly listed entities without explicit approval.

Employees are restricted from holding directorships in publicly traded or listed companies, competitor firms, or other entities involved in financial services. Furthermore, external directorships in family-owned businesses or trusts will be reviewed on a case-by-case basis and require approval.

By establishing these guidelines, the Company aims to maintain a high standard of integrity and accountability in all external engagements, safeguarding both its reputation and the professional responsibilities of its employees.

Disclosure to Customers

The Company acknowledges that it may not always be feasible to fully prevent or mitigate the risks associated with CoI that may affect customers. In such instances, disclosure becomes a necessary measure to inform customers of the identified CoI and any residual risks that remain.

When providing investment services, distributing insurance-based investment products, or offering foreign exchange market services, disclosure should be employed only as a last resort, after all other potential measures have been thoroughly explored and deemed insufficient.

The disclosure must be documented in writing, including a clear explanation of the general nature and source of the CoI, as well as the specific actions taken by the Company to mitigate these risks. However, disclosure is not permissible if it could compromise the interests of one or more customers or involve the revelation of confidential information.

In cases where the Company engages in services or activities beyond the specified categories that pertain to corporate clients, disclosure of CoI can be utilized to ensure fair treatment and assist customers in making informed decisions regarding their engagements with the Company.

By adhering to these principles, the Company strives to maintain transparency and uphold its commitment to ethical practices while safeguarding the interests of its customers.

Reporting

The CEO and members of the Board of Directors must receive annual reports on CoI to ensure that all relevant conflicts are identified and managed effectively at the Company level. This reporting is essential for the CEO and the Board of Directors to oversee the successful implementation and ongoing maintenance of the directives related to CoI.

The review will be led by the Chief Compliance Officer (CCO), with participation from the Compliance function, legal counsel, and relevant members of the Board of Directors.

The annual report will provide insights into the CoI identified within the organization, detailing the measures taken to manage these conflicts and the effectiveness of those measures. This structured approach supports the Company's commitment to transparency and accountability in its operations, enabling informed decision-making by the leadership team.

Roles and Responsibilities

All employees are required to report any identified CoI or changes to existing conflicts to their immediate supervisor or designated leader. Institutional conflicts of interest, along with any changes in circumstances regarding these conflicts, must be reported to the Head of Department. Such reporting must be done without undue delay to ensure timely management of the situation.

Consultants or individuals engaged in temporary assignments for the Company must also report any identified individual or institutional CoI to the relevant employee or supervisor overseeing their assignment. This individual will then be responsible for escalating the report in accordance with the procedures outlined earlier in this section.

The supervisor or leader receiving the CoI report is accountable for making decisions related to the management of the conflict and ensuring that all requirements set forth by this directive and supporting internal policies are followed appropriately.

Board of Directors Responsibilities

The Board of Directors is ultimately responsible for ensuring the integrity and effectiveness of the Company's conflict of interest management framework. This includes setting the ethical tone at the top and fostering a strong culture of compliance.

The Board of Directors's core responsibilities are to establish, approve, and oversee the implementation of policies designed to identify, manage, and mitigate all actual and potential conflicts of interest, including those involving the private interests of its members.

To ensure transparency and compliance, members of the Board of Directors:

Must proactively identify and disclose any conflicts of interest without undue delay.

Must recuse themselves from decision-making processes on any matter where they have a conflict.

Are prohibited from holding directorships in companies that compete with the Company, unless those companies are part of the same group.

The Board of Directors will also ensure that the policy is regularly updated to reflect changes in regulations, business operations, and industry standards. They will ensure adequate resources and support are provided to implement these policies effectively, and they will regularly review the effectiveness of the entire framework.

This oversight confirms that any identified conflicts are addressed and managed transparently, safeguarding the interests of both clients and the Company.

Monitoring and Review

The Company is committed to ensuring that our Public Conflicts of Interest Policy remains effective and relevant. We maintain a robust system of oversight to continuously monitor our framework and procedures.

The CCO is responsible for conducting regular reviews, with a comprehensive assessment performed at least annually. These reviews are designed to:

Evaluate the effectiveness of our conflict identification and mitigation measures.

Assess the completeness and accuracy of our Conflicts of Interest Register.

Identify any emerging risks or new conflicts in our operations.

The findings from these reviews, along with any necessary recommendations, are formally reported to the Board of Directors. This oversight ensures our policies are regularly updated to reflect changes in our business and the regulatory landscape, including applicable Swiss requirements.

Any significant amendments to this policy are documented and must be approved by the Board of Directors. This process ensures our conflict management framework remains strong and transparent, protecting the best interests of our clients and the integrity of our firm.

Miushuaia AG is committed to improving accessibility and ensuring that users, including people with disabilities, can access and use the VVBusiness website (vvbusiness.io) as effectively as possible.

We aim to design and maintain our website in a way that supports accessibility and usability for a wide range of users and assistive technologies.

Measures to support accessibility

We have taken the following measures to support accessibility on our website:

• Responsive design: The website is designed to function across different devices and screen sizes, including desktops, tablets, and mobile devices.
• Readable content: We strive to maintain sufficient color contrast and clear typography. Where images are used to convey information, descriptive alternative text is provided where appropriate.
• Keyboard accessibility: Interactive elements such as buttons, links, and forms are designed to be usable via keyboard navigation where technically feasible.
• Assistive technologies: The website is designed to be compatible with commonly used assistive technologies, such as screen readers and magnification tools.

Ongoing improvements

Accessibility is an ongoing process. We regularly review and improve the website's accessibility based on technical updates, internal testing, and user feedback.

Feedback and contact

If you experience any difficulty accessing content on this website or have suggestions on how we can improve accessibility, please contact us at:

support@vvbusiness.io

We will make reasonable efforts to review and address accessibility-related feedback.

This statement is provided for informational purposes and does not constitute a guarantee that the website will meet every accessibility standard in all circumstances.

Miushuaia AG aims to reduce the environmental impact of its operations and to provide useful information about the crypto-assets supported through VVBusiness and VVRamp.

1 Our Commitment to Sustainability

We seek to improve energy efficiency, use equipment responsibly and consider environmental factors in operating our services. We aim to provide clear information about the environmental impact of the crypto-assets we support.

2 Energy Consumption and Operational Efficiency

Our platforms use Amazon Web Services (AWS). We seek to use infrastructure efficiently and reduce unnecessary resource consumption. Environmental statements about third-party providers should be assessed using their current published information.

We seek to extend the useful life of hardware and arrange responsible recycling and disposal in accordance with applicable requirements.

3 Sustainability Initiatives

We consider opportunities to reduce energy use and improve the environmental performance of our operations. Any statement about renewable electricity, carbon offsets or emissions reductions should be supported by information relevant to the activities concerned.

4 Environmental Impact of Crypto Assets Serviced

The environmental impact of a crypto-asset depends in part on the network used and its consensus mechanism. Current services support USDC on the Polygon network. The applicable network and asset must always match the instructions shown for the transaction.

Where environmental information is provided, it should identify the network, the relevant measurement period, the methodology and the source. Network-wide energy use cannot be treated as a precise measure of the energy caused by an individual transfer. Estimates may change as network activity and infrastructure change.

Descriptions of environmental impact do not indicate that an asset is risk-free or suitable for a particular customer.

5 Continuous Improvement

We review environmental information and operational practices as services and infrastructure develop, and consider relevant feedback from clients and service providers.

6 Internal Controls and Organisational Measures

Employees involved in advisory services must not engage in proprietary trading.

Risk assessment and approval processes must be independent of business development teams.

Employees must disclose personal crypto-asset investments in accordance with internal policies.

7 Contact Us

For enquiries or feedback about this policy, contact sustainability@vvbusiness.io.

1 Introduction

Miushuaia AG (the "Company") provides infrastructure for the exchange of crypto-assets for funds. Our services are tailored exclusively for onboarded business entities (Merchants). The Company operates under the applicable Swiss legal framework. Access remains subject to existing onboarding, jurisdictional and compliance requirements.

2 Virtual Currency Exchange Service

The Company provides a high-speed exchange. We do not offer fiat storage or "banking-style" fiat balances; instead, we facilitate direct, real-time conversion.

Fiat-to-Crypto: Upon receipt of funds from a Merchant's verified business bank account, the Company performs an immediate exchange and transfers the resulting crypto-assets to the designated Merchant or end-user wallet.

Crypto-to-Fiat: When a Merchant initiates an exchange to fiat, the crypto-assets are converted instantly. The resulting funds are immediately dispatched to the Merchant's pre-verified external business bank account.

Settlement Policy: All fiat transactions are processed on a "pass-through" basis. The Company does not hold or store fiat currency on behalf of clients.

3 Custodial Wallet Infrastructure

We provide secure custody and management of crypto-assets through dedicated Merchant Wallets.

Asset Segregation: All client assets are held in segregated custodial wallets, ensuring a clear distinction between the Company's operational funds and client holdings.

Security: Private keys are managed via industry-leading security protocols. The Company maintains full control over the execution of transfers to ensure high levels of traceability.

Supported Networks: Currently, the Company supports the Polygon (MATIC) network.

Operations: Merchants can receive, store, and transfer supported crypto-assets. All withdrawals are subject to transaction screening and compliance with "Travel Rule" requirements.

4 Supported Assets Fees

The Company maintains a curated list of assets and a transparent pricing model.

Currencies: EUR, USD, and USDC (Polygon).

Service Fees: We offer competitive rates for Retail integrations and Enterprise API clients. To maintain full transparency, our current fee schedule is hosted on our dedicated Fee Schedule Page.

5 Compliance and User Verification

B2B Exclusivity: We only provide services to verified business entities.

Mandatory KYC/KYB: As a "Zero-Threshold" provider, the Company requires full identity verification for all participants before any transaction is initiated. We do not support anonymous or "occasional" transactions.

Automated Monitoring: Every transaction undergoes real-time sanctions screening and blockchain forensics.

6 Operational Flows

Deposits: Crypto-assets are credited to the Merchant Wallet upon required blockchain confirmations.

Withdrawals: Initiated via the secure Platform dashboard; requires a verified destination address.

Instant Execution: Exchanges are processed automatically if risk parameters are met. Any transaction triggering a compliance alert is held for manual review by our Compliance Team to ensure regulatory safety.